Excel Presents Our Financing Services
At Excel Fencing and Decking, we make getting the fence you’ve always wanted easy and affordable. With our flexible financing options, you can upgrade your home’s security, privacy, and curb appeal without the upfront stress. As Maryland’s trusted fencing company, we’re proud to offer quality craftsmanship, friendly customer service, and timely installations; all made easier with financing plans designed to fit your needs.
Wells Fargo
12-Month Payment Plan
Excel Fencing & Decking offers financing through Wells Fargo for homeowners who prefer a well-established, traditional lending option. Qualified customers can take advantage of our 12 Months No Interest if Paid in Full promotional financing. This option is a great fit for larger outdoor projects, giving you the flexibility to complete your fence or deck now and pay over time with convenient monthly payments.
0% APR when paid in full within 12 months
Convenient monthly payments
Quick pre-qualification with a soft credit pull
*The Wells Fargo Health Advantage® credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases. Minimum monthly payments are required during the promotional 12 month period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 12.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 1/01/2026 and is subject to change. For current information, call us at 1-800-431-5921.
*This link does not direct you to a loan application. It will take you to a submission form to request a custom financing application from Excel Fencing & Decking. Once submitted, a member of our team will email the appropriate application details to qualified homeowners.
Title
Pure Finance Group
Affordable 5-Year Payment Plan
At Excel Fencing and Decking, we offer financing through Pure Finance Group Plan #6080, providing homeowners with a flexible and convenient way to move forward with their outdoor projects. This plan provides straightforward terms and a simple approval process for qualified customers, making it a great option for those ready to start their fence or deck project without delay.
Affordable 5-Year Payment Plan
Competitive 9.99% interest rate
Monthly payment as low as 2.12% of the total project cost.
*Excel Fencing and Decking is neither a lender nor a broker. All financing is provided by 3rd party lending institutions under the terms and conditions of each lender. All applications are subject to approval through credit, income, and residency verification. All advertised finance terms, rates and payments are subject to change without notice. Advertised terms are solely to be used as estimating tools, actual terms will be disclosed at time of approval. Not all applications will be approved for all programs. Excel does not assist with, counsel, or negotiate financing other than submitting credit applications on behalf of our customers to the lender. Approved applications become customers of the lender and will make payments directly to lender. Lender has final say to approve or decline of an application based on fair lending guidelines.
*Financing for consumer loan programs may be offered by Pure Financial Group or one or more participating third-party. Clicking on the apply link will take you to the loan application. A hard credit pull will only be initiated after the loan has been accepted by the customer.
Financing FAQ
Who can apply for financing?
Most homeowners with a steady income and reasonable credit history can apply. Specific requirements vary by lender:
Wells Fargo — Typically requires good credit and proof of income.
Pure Finance — Offers options for a wider range of credit profiles.
If you have questions about your eligibility, we’re happy to help you explore your options.
Can I finance the entire project?
Yes, you can typically finance all or most of your project cost, depending on which program you choose and your creditworthiness.
What loan terms are available?
Short term: Wells Fargo 12 month payment plan
Long Term: Pure Finance 5-year payment plan
Will applying affect my credit score?
A soft credit pull may be used for pre-qualification and does not impact your credit score.
If you proceed with a full application, a hard credit inquiry may occur, which can impact your credit slightly.
What if my financing isn't approved?
If the lender declines your application, you can:
- Try another lender
- Adjust your loan terms and reapply
- Find a co-applicant
Contact us today and let your journey with Excel Fencing and Decking begin.